Call reports 2011
SCOTT COUNTY STATE BANK, THE — 2011
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 130,314,000 | 133,265,000 | 129,880,000 | 132,183,000 |
| Total loans | 90,578,000 | 86,546,000 | 84,918,000 | 83,944,000 |
| Allowance for loan losses | 1,330,000 | 1,334,000 | 1,279,000 | 1,199,000 |
| Securities available for sale | 28,605,000 | 28,079,000 | 32,195,000 | 30,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,069,000 | 109,619,000 | 105,300,000 | 105,632,000 |
| Interest-bearing deposits | 84,023,000 | 87,224,000 | 81,847,000 | 80,453,000 |
| Noninterest-bearing deposits | 24,046,000 | 22,395,000 | 23,452,000 | 25,179,000 |
| Equity capital | 14,440,000 | 15,042,000 | 16,622,000 | 16,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,260,000 | 4,882,000 | 6,466,000 |
| Interest expense | 230,000 | 423,000 | 604,000 | 767,000 |
| Net interest income | 1,396,000 | 2,837,000 | 4,278,000 | 5,699,000 |
| Noninterest income | 236,000 | 487,000 | 731,000 | 965,000 |
| Noninterest expense | 1,116,000 | 2,234,000 | 3,311,000 | 4,384,000 |
| Provision for loan losses | 180,000 | 251,000 | 322,000 | 276,000 |
| Pretax income | 336,000 | 839,000 | 1,376,000 | 2,004,000 |
| Income tax | 103,000 | 263,000 | 432,000 | 635,000 |
| Net income | 233,000 | 576,000 | 944,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,232,000 | 13,636,000 | 15,064,000 | 15,549,000 |
| Total capital | 14,266,000 | 14,640,000 | 16,097,000 | 16,586,000 |
| Risk-weighted assets | 82,365,000 | 79,964,000 | 82,418,000 | 82,829,000 |