Call reports 2010
SCOTT COUNTY STATE BANK, THE — 2010
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 131,791,000 | 139,275,000 | 130,686,000 | 138,437,000 |
| Total loans | 95,807,000 | 93,950,000 | 91,799,000 | 90,933,000 |
| Allowance for loan losses | 1,322,000 | 1,374,000 | 1,344,000 | 1,231,000 |
| Securities available for sale | 8,008,000 | 15,092,000 | 18,704,000 | 22,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,377,000 | 109,388,000 | 105,067,000 | 110,753,000 |
| Interest-bearing deposits | 81,483,000 | 88,190,000 | 82,762,000 | 88,262,000 |
| Noninterest-bearing deposits | 22,894,000 | 21,198,000 | 22,306,000 | 22,491,000 |
| Equity capital | 13,078,000 | 13,612,000 | 14,000,000 | 14,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,363,000 | 5,056,000 | 6,688,000 |
| Interest expense | 372,000 | 734,000 | 1,047,000 | 1,325,000 |
| Net interest income | 1,293,000 | 2,629,000 | 4,009,000 | 5,363,000 |
| Noninterest income | 211,000 | 490,000 | 738,000 | 977,000 |
| Noninterest expense | 1,017,000 | 2,105,000 | 3,175,000 | 4,204,000 |
| Provision for loan losses | 361,000 | 441,000 | 496,000 | 571,000 |
| Pretax income | 126,000 | 573,000 | 1,076,000 | 1,565,000 |
| Income tax | 34,000 | 177,000 | 339,000 | 496,000 |
| Net income | 92,000 | 396,000 | 737,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,774,000 | 12,140,000 | 12,545,000 | 12,938,000 |
| Total capital | 12,873,000 | 13,217,000 | 13,587,000 | 13,994,000 |
| Risk-weighted assets | 87,686,000 | 86,259,000 | 83,026,000 | 84,275,000 |