Call reports 2009
SCOTT COUNTY STATE BANK, THE — 2009
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,640,000 | 132,701,000 | 132,513,000 | 133,933,000 |
| Total loans | 106,297,000 | 100,152,000 | 96,353,000 | 94,562,000 |
| Allowance for loan losses | 1,000,000 | 1,994,000 | 1,848,000 | 1,873,000 |
| Securities available for sale | 2,817,000 | 2,624,000 | 2,372,000 | 8,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,301,000 | 108,280,000 | 110,088,000 | 109,076,000 |
| Interest-bearing deposits | 80,128,000 | 85,218,000 | 89,612,000 | 86,188,000 |
| Noninterest-bearing deposits | 23,174,000 | 23,062,000 | 20,476,000 | 22,888,000 |
| Equity capital | 30,613,000 | 12,631,000 | 12,933,000 | 12,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,361,000 | 5,045,000 | 6,668,000 |
| Interest expense | 508,000 | 977,000 | 1,449,000 | 1,884,000 |
| Net interest income | 1,233,000 | 2,384,000 | 3,596,000 | 4,784,000 |
| Noninterest income | 251,000 | 366,000 | 593,000 | 810,000 |
| Noninterest expense | 1,065,000 | 18,328,000 | 19,343,000 | 20,367,000 |
| Provision for loan losses | 332,000 | 1,412,000 | 1,412,000 | 1,672,000 |
| Pretax income | 87,000 | -16,990,000 | -16,566,000 | -16,445,000 |
| Income tax | 17,000 | -588,000 | -456,000 | -427,000 |
| Net income | 70,000 | -16,402,000 | -16,110,000 | -16,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,828,000 | 10,902,000 | 11,468,000 | 11,543,000 |
| Total capital | 13,828,000 | 12,019,000 | 12,557,000 | 12,632,000 |
| Risk-weighted assets | 91,398,000 | 88,492,000 | 86,367,000 | 86,339,000 |