Call reports 2007
SCOTT COUNTY STATE BANK, THE — 2007
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 147,484,000 | 148,355,000 | 152,587,000 | 156,582,000 |
| Total loans | 94,002,000 | 97,073,000 | 99,404,000 | 98,918,000 |
| Allowance for loan losses | 624,000 | 612,000 | 647,000 | 675,000 |
| Securities available for sale | 14,878,000 | 11,860,000 | 8,223,000 | 5,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,127,000 | 106,897,000 | 110,732,000 | 114,880,000 |
| Interest-bearing deposits | 79,059,000 | 83,977,000 | 87,229,000 | 90,815,000 |
| Noninterest-bearing deposits | 24,068,000 | 22,920,000 | 23,503,000 | 24,065,000 |
| Equity capital | 31,022,000 | 30,989,000 | 31,412,000 | 31,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,212,000 | 6,357,000 | 8,773,000 |
| Interest expense | 722,000 | 1,447,000 | 2,217,000 | 2,975,000 |
| Net interest income | 1,395,000 | 2,765,000 | 4,140,000 | 5,798,000 |
| Noninterest income | 224,000 | 447,000 | 651,000 | 899,000 |
| Noninterest expense | 976,000 | 1,896,000 | 2,885,000 | 4,115,000 |
| Provision for loan losses | -101,000 | -101,000 | -101,000 | 11,000 |
| Pretax income | 744,000 | 1,417,000 | 2,007,000 | 2,571,000 |
| Income tax | 235,000 | 447,000 | 633,000 | 810,000 |
| Net income | 509,000 | 970,000 | 1,374,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,239,000 | 12,387,000 | 12,897,000 | 13,055,000 |
| Total capital | 12,863,000 | 12,999,000 | 13,544,000 | 13,730,000 |
| Risk-weighted assets | 82,807,000 | 84,476,000 | 85,611,000 | 86,170,000 |