Call reports 2002
SCOTT COUNTY STATE BANK, THE — 2002
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,262,000 | 118,054,000 | 114,191,000 | 118,131,000 |
| Total loans | 78,020,000 | 81,897,000 | 85,284,000 | 84,758,000 |
| Allowance for loan losses | 765,000 | 761,000 | 761,000 | 752,000 |
| Securities available for sale | 5,083,000 | 4,059,000 | 3,020,000 | 2,014,000 |
| Securities held to maturity | 11,474,000 | 17,925,000 | 16,633,000 | 15,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,499,000 | 104,174,000 | 100,066,000 | 104,068,000 |
| Interest-bearing deposits | 72,272,000 | 85,566,000 | 81,363,000 | 82,428,000 |
| Noninterest-bearing deposits | 18,227,000 | 18,608,000 | 18,703,000 | 21,640,000 |
| Equity capital | 11,735,000 | 11,824,000 | 12,091,000 | 11,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,227,000 | 4,902,000 | 6,624,000 |
| Interest expense | 650,000 | 1,311,000 | 1,932,000 | 2,503,000 |
| Net interest income | 935,000 | 1,916,000 | 2,970,000 | 4,121,000 |
| Noninterest income | 150,000 | 296,000 | 459,000 | 639,000 |
| Noninterest expense | 771,000 | 1,549,000 | 2,353,000 | 3,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 663,000 | 1,076,000 | 1,661,000 |
| Income tax | 103,000 | 208,000 | 349,000 | 536,000 |
| Net income | 211,000 | 455,000 | 727,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,726,000 | 11,818,000 | 12,089,000 | 11,933,000 |
| Total capital | 12,491,000 | 12,579,000 | 12,850,000 | 12,685,000 |
| Risk-weighted assets | 67,872,000 | 72,891,000 | 71,865,000 | 74,135,000 |