Call reports 2001
SCOTT COUNTY STATE BANK, THE — 2001
What SCOTT COUNTY STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,131,000 | 103,371,000 | 100,456,000 | 108,806,000 |
| Total loans | 67,440,000 | 68,948,000 | 69,677,000 | 72,742,000 |
| Allowance for loan losses | 767,000 | 757,000 | 753,000 | 763,000 |
| Securities available for sale | 2,534,000 | 3,560,000 | 5,087,000 | 7,475,000 |
| Securities held to maturity | 16,174,000 | 15,551,000 | 12,765,000 | 11,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,176,000 | 89,297,000 | 86,166,000 | 94,841,000 |
| Interest-bearing deposits | 65,981,000 | 74,018,000 | 69,137,000 | 76,606,000 |
| Noninterest-bearing deposits | 16,195,000 | 15,279,000 | 17,029,000 | 18,235,000 |
| Equity capital | 11,623,000 | 11,722,000 | 11,903,000 | 11,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,827,000 | 3,564,000 | 5,260,000 | 6,956,000 |
| Interest expense | 820,000 | 1,630,000 | 2,410,000 | 3,157,000 |
| Net interest income | 1,007,000 | 1,934,000 | 2,850,000 | 3,799,000 |
| Noninterest income | 143,000 | 303,000 | 445,000 | 583,000 |
| Noninterest expense | 749,000 | 1,479,000 | 2,263,000 | 2,978,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 26,000 |
| Pretax income | 401,000 | 750,000 | 1,024,000 | 1,378,000 |
| Income tax | 130,000 | 239,000 | 331,000 | 433,000 |
| Net income | 271,000 | 511,000 | 693,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,614,000 | 11,722,000 | 11,893,000 | 11,515,000 |
| Total capital | 12,381,000 | 12,479,000 | 12,646,000 | 12,278,000 |
| Risk-weighted assets | 63,682,000 | 66,121,000 | 64,366,000 | 67,014,000 |