Call reports 2009
FIRST NATIONAL BANK OF DANVILLE — 2009
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 164,724,000 | 148,218,000 |
| Total loans | 98,146,000 | 87,126,000 |
| Allowance for loan losses | 5,441,000 | 3,462,000 |
| Securities available for sale | 36,925,000 | 26,312,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 144,869,000 | 140,185,000 |
| Interest-bearing deposits | 135,278,000 | 125,412,000 |
| Noninterest-bearing deposits | 9,591,000 | 14,773,000 |
| Equity capital | 8,935,000 | 3,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,829,000 | 3,624,000 |
| Interest expense | 368,000 | 740,000 |
| Net interest income | 1,461,000 | 2,884,000 |
| Noninterest income | 765,000 | 1,638,000 |
| Noninterest expense | 1,694,000 | 3,950,000 |
| Provision for loan losses | 100,000 | 4,620,000 |
| Pretax income | -7,418,000 | -12,020,000 |
| Income tax | 17,000 | 0 |
| Net income | -7,435,000 | -12,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 5,181,000 | 611,000 |
| Total capital | 7,136,000 | 1,222,000 |
| Risk-weighted assets | 152,919,000 | 144,712,000 |