Call reports 2008
FIRST NATIONAL BANK OF DANVILLE — 2008
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 210,413,000 | 193,237,000 | 184,901,000 | 171,526,000 |
| Total loans | 106,331,000 | 102,602,000 | 105,526,000 | 102,069,000 |
| Allowance for loan losses | 588,000 | 812,000 | 826,000 | 5,389,000 |
| Securities available for sale | 76,720,000 | 63,898,000 | 52,884,000 | 39,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 880,000 | 662,000 | 556,000 | 138,000 |
| Total deposits | 183,642,000 | 165,807,000 | 150,225,000 | 149,564,000 |
| Interest-bearing deposits | 152,770,000 | 155,649,000 | 139,887,000 | 139,952,000 |
| Noninterest-bearing deposits | 30,872,000 | 10,158,000 | 10,338,000 | 9,612,000 |
| Equity capital | 16,936,000 | 18,182,000 | 18,324,000 | 13,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,200,000 | 5,896,000 | 8,675,000 | 10,542,000 |
| Interest expense | 1,198,000 | 1,941,000 | 2,514,000 | 2,989,000 |
| Net interest income | 2,002,000 | 3,955,000 | 6,161,000 | 7,553,000 |
| Noninterest income | 821,000 | 1,705,000 | 2,604,000 | 3,250,000 |
| Noninterest expense | 1,673,000 | 3,439,000 | 5,112,000 | 6,863,000 |
| Provision for loan losses | 0 | 260,000 | 260,000 | 4,880,000 |
| Pretax income | 1,313,000 | 1,338,000 | 2,345,000 | -4,112,000 |
| Income tax | 462,000 | 437,000 | 798,000 | -1,215,000 |
| Net income | 851,000 | 901,000 | 1,547,000 | -2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,543,000 | 16,361,000 | 17,026,000 | 12,601,000 |
| Total capital | 15,131,000 | 17,173,000 | 17,852,000 | 14,078,000 |
| Risk-weighted assets | 128,653,000 | 123,420,000 | 126,370,000 | 114,380,000 |