Call reports 2007
FIRST NATIONAL BANK OF DANVILLE — 2007
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 227,346,000 | 226,346,000 | 232,574,000 | 219,392,000 |
| Total loans | 123,271,000 | 118,999,000 | 110,431,000 | 113,006,000 |
| Allowance for loan losses | 713,000 | 675,000 | 672,000 | 647,000 |
| Securities available for sale | 81,410,000 | 81,859,000 | 74,537,000 | 81,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,530,000 | 192,788,000 | 202,261,000 | 177,623,000 |
| Interest-bearing deposits | 179,209,000 | 180,877,000 | 190,839,000 | 165,882,000 |
| Noninterest-bearing deposits | 10,321,000 | 11,911,000 | 11,422,000 | 11,741,000 |
| Equity capital | 18,169,000 | 19,197,000 | 19,605,000 | 16,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,258,000 | 6,783,000 | 10,303,000 | 13,551,000 |
| Interest expense | 1,368,000 | 2,794,000 | 4,201,000 | 5,481,000 |
| Net interest income | 1,890,000 | 3,989,000 | 6,102,000 | 8,070,000 |
| Noninterest income | 830,000 | 1,589,000 | 2,406,000 | 3,216,000 |
| Noninterest expense | 1,693,000 | 3,530,000 | 5,304,000 | 7,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 983,000 | 2,004,000 | 3,160,000 | 817,000 |
| Income tax | 335,000 | 686,000 | 1,090,000 | 135,000 |
| Net income | 648,000 | 1,318,000 | 2,070,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,834,000 | 15,822,000 | 16,142,000 | 13,673,000 |
| Total capital | 15,547,000 | 16,497,000 | 16,814,000 | 14,320,000 |
| Risk-weighted assets | 146,236,000 | 145,619,000 | 142,454,000 | 138,495,000 |