Call reports 2006
FIRST NATIONAL BANK OF DANVILLE — 2006
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 225,409,000 | 223,072,000 | 226,578,000 | 225,847,000 |
| Total loans | 120,946,000 | 117,155,000 | 122,827,000 | 123,457,000 |
| Allowance for loan losses | 824,000 | 842,000 | 755,000 | 722,000 |
| Securities available for sale | 85,276,000 | 83,348,000 | 78,301,000 | 78,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,336,000 | 186,765,000 | 185,142,000 | 182,778,000 |
| Interest-bearing deposits | 147,208,000 | 175,290,000 | 173,851,000 | 170,515,000 |
| Noninterest-bearing deposits | 30,128,000 | 11,475,000 | 11,291,000 | 12,263,000 |
| Equity capital | 16,304,000 | 15,925,000 | 17,036,000 | 17,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 6,153,000 | 9,419,000 | 12,761,000 |
| Interest expense | 1,043,000 | 2,269,000 | 3,656,000 | 5,092,000 |
| Net interest income | 1,998,000 | 3,884,000 | 5,763,000 | 7,669,000 |
| Noninterest income | 588,000 | 1,298,000 | 1,940,000 | 2,863,000 |
| Noninterest expense | 1,706,000 | 3,543,000 | 5,255,000 | 7,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 805,000 | 1,563,000 | 2,329,000 | 2,643,000 |
| Income tax | 258,000 | 497,000 | 740,000 | 811,000 |
| Net income | 547,000 | 1,066,000 | 1,589,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,468,000 | 13,387,000 | 13,930,000 | 14,193,000 |
| Total capital | 14,374,000 | 14,229,000 | 14,685,000 | 14,915,000 |
| Risk-weighted assets | 136,093,000 | 133,520,000 | 135,157,000 | 141,909,000 |