Call reports 2005
FIRST NATIONAL BANK OF DANVILLE — 2005
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 181,091,000 | 172,468,000 | 224,100,000 | 223,366,000 |
| Total loans | 91,367,000 | 83,423,000 | 115,556,000 | 120,814,000 |
| Allowance for loan losses | 1,194,000 | 1,086,000 | 1,221,000 | 827,000 |
| Securities available for sale | 73,406,000 | 73,744,000 | 84,322,000 | 81,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,440,000 | 149,575,000 | 182,122,000 | 187,003,000 |
| Interest-bearing deposits | 128,576,000 | 123,111,000 | 153,680,000 | 154,738,000 |
| Noninterest-bearing deposits | 26,864,000 | 26,464,000 | 28,442,000 | 32,265,000 |
| Equity capital | 9,479,000 | 10,306,000 | 16,589,000 | 16,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,380,000 | 6,821,000 | 9,919,000 |
| Interest expense | 584,000 | 1,168,000 | 1,925,000 | 3,070,000 |
| Net interest income | 1,615,000 | 3,212,000 | 4,896,000 | 6,849,000 |
| Noninterest income | 554,000 | 926,000 | 1,453,000 | 2,033,000 |
| Noninterest expense | 1,422,000 | 2,899,000 | 4,574,000 | 6,825,000 |
| Provision for loan losses | 12,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 735,000 | 1,198,000 | 1,727,000 | 1,928,000 |
| Income tax | 237,000 | 369,000 | 522,000 | 524,000 |
| Net income | 498,000 | 829,000 | 1,205,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,294,000 | 10,625,000 | 14,720,000 | 14,135,000 |
| Total capital | 11,492,000 | 11,715,000 | 15,953,000 | 15,043,000 |
| Risk-weighted assets | 105,789,000 | 97,658,000 | 121,768,000 | 130,629,000 |