Call reports 2004
FIRST NATIONAL BANK OF DANVILLE — 2004
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 167,882,000 | 160,901,000 | 165,028,000 | 184,017,000 |
| Total loans | 79,318,000 | 82,154,000 | 81,694,000 | 94,629,000 |
| Allowance for loan losses | 1,217,000 | 1,177,000 | 1,176,000 | 1,182,000 |
| Securities available for sale | 76,072,000 | 62,588,000 | 64,248,000 | 75,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,707,000 | 129,166,000 | 146,725,000 | 144,688,000 |
| Interest-bearing deposits | 103,249,000 | 104,165,000 | 122,733,000 | 117,947,000 |
| Noninterest-bearing deposits | 26,458,000 | 25,001,000 | 23,992,000 | 26,741,000 |
| Equity capital | 11,271,000 | 10,174,000 | 10,685,000 | 10,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 4,029,000 | 5,939,000 | 8,138,000 |
| Interest expense | 363,000 | 698,000 | 1,059,000 | 1,568,000 |
| Net interest income | 1,687,000 | 3,331,000 | 4,880,000 | 6,570,000 |
| Noninterest income | 636,000 | 1,190,000 | 1,676,000 | 2,218,000 |
| Noninterest expense | 1,477,000 | 2,952,000 | 4,482,000 | 6,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 846,000 | 1,540,000 | 2,044,000 | 2,703,000 |
| Income tax | 292,000 | 525,000 | 685,000 | 895,000 |
| Net income | 554,000 | 1,015,000 | 1,359,000 | 1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,363,000 | 10,346,000 | 10,212,000 | 10,184,000 |
| Total capital | 11,463,000 | 11,494,000 | 11,369,000 | 11,369,000 |
| Risk-weighted assets | 87,910,000 | 91,792,000 | 92,562,000 | 108,638,000 |