Call reports 2002
FIRST NATIONAL BANK OF DANVILLE — 2002
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,190,000 | 145,381,000 | 164,013,000 | 161,074,000 |
| Total loans | 73,827,000 | 75,964,000 | 79,294,000 | 73,923,000 |
| Allowance for loan losses | 1,133,000 | 1,140,000 | 1,678,000 | 1,166,000 |
| Securities available for sale | 48,070,000 | 57,792,000 | 71,822,000 | 74,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,851,000 | 112,171,000 | 125,477,000 | 132,168,000 |
| Interest-bearing deposits | 81,767,000 | 86,953,000 | 97,405,000 | 107,398,000 |
| Noninterest-bearing deposits | 24,084,000 | 25,218,000 | 28,072,000 | 24,770,000 |
| Equity capital | 9,999,000 | 10,948,000 | 12,070,000 | 11,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,279,000 | 6,688,000 | 8,995,000 |
| Interest expense | 438,000 | 837,000 | 1,305,000 | 1,784,000 |
| Net interest income | 1,645,000 | 3,442,000 | 5,383,000 | 7,211,000 |
| Noninterest income | 492,000 | 971,000 | 1,471,000 | 2,011,000 |
| Noninterest expense | 1,421,000 | 2,773,000 | 4,374,000 | 6,174,000 |
| Provision for loan losses | 69,000 | 95,000 | 602,000 | 602,000 |
| Pretax income | 875,000 | 1,785,000 | 2,663,000 | 3,231,000 |
| Income tax | 307,000 | 621,000 | 924,000 | 1,127,000 |
| Net income | 568,000 | 1,164,000 | 1,739,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,149,000 | 10,318,000 | 10,892,000 | 10,403,000 |
| Total capital | 11,106,000 | 11,305,000 | 11,944,000 | 11,391,000 |
| Risk-weighted assets | 76,360,000 | 78,787,000 | 83,508,000 | 78,846,000 |