Call reports 2001
FIRST NATIONAL BANK OF DANVILLE — 2001
What FIRST NATIONAL BANK OF DANVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 136,184,000 | 127,457,000 | 136,592,000 | 135,143,000 |
| Total loans | 70,600,000 | 68,966,000 | 73,358,000 | 75,233,000 |
| Allowance for loan losses | 1,059,000 | 1,039,000 | 1,112,000 | 1,128,000 |
| Securities available for sale | 53,814,000 | 42,563,000 | 50,640,000 | 48,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,292,000 | 111,226,000 | 107,580,000 | 112,791,000 |
| Interest-bearing deposits | 94,103,000 | 88,773,000 | 87,486,000 | 89,241,000 |
| Noninterest-bearing deposits | 21,189,000 | 22,453,000 | 20,094,000 | 23,550,000 |
| Equity capital | 9,957,000 | 10,038,000 | 10,698,000 | 10,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,635,000 | 6,893,000 | 9,121,000 |
| Interest expense | 1,001,000 | 1,845,000 | 2,599,000 | 3,177,000 |
| Net interest income | 1,382,000 | 2,790,000 | 4,294,000 | 5,944,000 |
| Noninterest income | 538,000 | 1,055,000 | 1,530,000 | 2,082,000 |
| Noninterest expense | 1,314,000 | 2,533,000 | 3,920,000 | 5,494,000 |
| Provision for loan losses | 89,000 | 126,000 | 192,000 | 222,000 |
| Pretax income | 517,000 | 1,201,000 | 1,726,000 | 2,325,000 |
| Income tax | 167,000 | 401,000 | 571,000 | 769,000 |
| Net income | 350,000 | 800,000 | 1,155,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,167,000 | 9,928,000 | 9,942,000 | 10,009,000 |
| Total capital | 11,186,000 | 10,915,000 | 10,975,000 | 11,032,000 |
| Risk-weighted assets | 81,475,000 | 78,880,000 | 82,598,000 | 81,738,000 |