Call reports 2025
TPNB BANK — 2025
What TPNB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 110,055,000 | 110,174,000 | 109,419,000 | 117,735,000 |
| Total loans | 65,067,000 | 64,273,000 | 64,745,000 | 68,188,000 |
| Allowance for loan losses | 777,000 | 777,000 | 784,000 | 784,000 |
| Securities available for sale | 34,230,000 | 33,328,000 | 36,101,000 | 35,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,247,000 | 91,414,000 | 90,894,000 | 98,768,000 |
| Interest-bearing deposits | 72,748,000 | 73,654,000 | 68,510,000 | 74,068,000 |
| Noninterest-bearing deposits | 17,499,000 | 17,760,000 | 22,384,000 | 24,700,000 |
| Equity capital | 13,040,000 | 13,369,000 | 14,356,000 | 14,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,511,000 | 3,810,000 | 5,139,000 |
| Interest expense | 454,000 | 917,000 | 1,377,000 | 1,842,000 |
| Net interest income | 785,000 | 1,594,000 | 2,433,000 | 3,297,000 |
| Noninterest income | 57,000 | 133,000 | 199,000 | 287,000 |
| Noninterest expense | 584,000 | 1,180,000 | 1,756,000 | 2,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 517,000 | 814,000 | 1,070,000 |
| Income tax | 32,000 | 76,000 | 137,000 | 196,000 |
| Net income | 208,000 | 441,000 | 677,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,011,000 | 16,244,000 | 16,480,000 | 16,677,000 |
| Total capital | 16,814,000 | 17,047,000 | 17,290,000 | 17,487,000 |
| Risk-weighted assets | 93,958,000 | 92,943,000 | 92,747,000 | 96,047,000 |