Call reports 2023
TPNB BANK — 2023
What TPNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 103,974,000 | 107,365,000 | 101,861,000 | 112,162,000 |
| Total loans | 52,768,000 | 54,345,000 | 56,848,000 | 58,282,000 |
| Allowance for loan losses | 787,000 | 765,000 | 756,000 | 762,000 |
| Securities available for sale | 40,192,000 | 39,254,000 | 36,788,000 | 38,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,095,000 | 93,735,000 | 85,689,000 | 92,675,000 |
| Interest-bearing deposits | 75,066,000 | 76,309,000 | 70,932,000 | 77,648,000 |
| Noninterest-bearing deposits | 15,029,000 | 17,426,000 | 14,757,000 | 15,027,000 |
| Equity capital | 11,400,000 | 11,082,000 | 10,256,000 | 12,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,932,000 | 2,964,000 | 4,041,000 |
| Interest expense | 292,000 | 588,000 | 957,000 | 1,413,000 |
| Net interest income | 665,000 | 1,344,000 | 2,007,000 | 2,628,000 |
| Noninterest income | 64,000 | 130,000 | 199,000 | 270,000 |
| Noninterest expense | 537,000 | 1,064,000 | 1,594,000 | 2,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 405,000 | 538,000 | 677,000 |
| Income tax | 21,000 | 50,000 | 78,000 | 90,000 |
| Net income | 166,000 | 355,000 | 460,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,902,000 | 15,091,000 | 15,196,000 | 15,323,000 |
| Total capital | 15,689,000 | 15,878,000 | 15,983,000 | 16,110,000 |
| Risk-weighted assets | 83,877,000 | 85,495,000 | 89,606,000 | 88,349,000 |