Call reports 2016
TPNB BANK — 2016
What TPNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,984,000 | 80,193,000 | 82,744,000 | 81,284,000 |
| Total loans | 39,555,000 | 40,424,000 | 43,018,000 | 43,215,000 |
| Allowance for loan losses | 835,000 | 835,000 | 834,000 | 835,000 |
| Securities available for sale | 31,456,000 | 30,773,000 | 30,919,000 | 29,980,000 |
| Securities held to maturity | 486,000 | 485,000 | 305,000 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,457,000 | 63,974,000 | 67,247,000 | 65,327,000 |
| Interest-bearing deposits | 52,957,000 | 54,587,000 | 43,819,000 | 45,114,000 |
| Noninterest-bearing deposits | 8,500,000 | 9,387,000 | 23,428,000 | 20,213,000 |
| Equity capital | 10,810,000 | 11,176,000 | 11,279,000 | 10,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,417,000 | 2,125,000 | 2,822,000 |
| Interest expense | 85,000 | 164,000 | 248,000 | 329,000 |
| Net interest income | 600,000 | 1,253,000 | 1,877,000 | 2,493,000 |
| Noninterest income | 78,000 | 157,000 | 219,000 | 285,000 |
| Noninterest expense | 399,000 | 795,000 | 1,209,000 | 1,614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 615,000 | 887,000 | 1,164,000 |
| Income tax | 82,000 | 184,000 | 260,000 | 374,000 |
| Net income | 197,000 | 431,000 | 627,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,347,000 | 10,582,000 | 10,704,000 | 10,783,000 |
| Total capital | 10,903,000 | 11,155,000 | 11,310,000 | 11,400,000 |
| Risk-weighted assets | 44,175,000 | 45,600,000 | 48,261,000 | 49,117,000 |