Call reports 2015
TPNB BANK — 2015
What TPNB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,762,000 | 77,026,000 | 78,677,000 | 79,303,000 |
| Total loans | 34,061,000 | 34,896,000 | 36,896,000 | 36,890,000 |
| Allowance for loan losses | 834,000 | 834,000 | 834,000 | 835,000 |
| Securities available for sale | 34,468,000 | 33,763,000 | 32,874,000 | 32,641,000 |
| Securities held to maturity | 736,000 | 736,000 | 736,000 | 736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,129,000 | 61,671,000 | 61,592,000 | 62,249,000 |
| Interest-bearing deposits | 54,513,000 | 52,995,000 | 52,809,000 | 53,646,000 |
| Noninterest-bearing deposits | 8,616,000 | 8,676,000 | 8,783,000 | 8,603,000 |
| Equity capital | 10,315,000 | 10,098,000 | 10,396,000 | 10,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,348,000 | 2,038,000 | 2,717,000 |
| Interest expense | 83,000 | 165,000 | 253,000 | 342,000 |
| Net interest income | 601,000 | 1,183,000 | 1,785,000 | 2,375,000 |
| Noninterest income | 41,000 | 92,000 | 129,000 | 208,000 |
| Noninterest expense | 404,000 | 821,000 | 1,225,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 454,000 | 689,000 | 955,000 |
| Income tax | 70,000 | 133,000 | 186,000 | 245,000 |
| Net income | 168,000 | 321,000 | 503,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,784,000 | 10,326,000 | 10,016,000 | 10,224,000 |
| Total capital | 10,080,000 | 10,838,000 | 10,546,000 | 10,755,000 |
| Risk-weighted assets | 42,709,000 | 40,621,000 | 42,120,000 | 42,141,000 |