Call reports 2013
TPNB BANK — 2013
What TPNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,113,000 | 75,297,000 | 75,688,000 | 76,260,000 |
| Total loans | 31,355,000 | 30,136,000 | 31,204,000 | 32,592,000 |
| Allowance for loan losses | 622,000 | 648,000 | 815,000 | 810,000 |
| Securities available for sale | 34,315,000 | 36,835,000 | 35,592,000 | 34,565,000 |
| Securities held to maturity | 987,000 | 887,000 | 887,000 | 887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,985,000 | 60,503,000 | 57,146,000 | 58,759,000 |
| Interest-bearing deposits | 43,368,000 | 41,594,000 | 38,743,000 | 49,608,000 |
| Noninterest-bearing deposits | 21,617,000 | 18,909,000 | 18,403,000 | 9,151,000 |
| Equity capital | 9,907,000 | 9,397,000 | 9,124,000 | 9,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,309,000 | 1,973,000 | 2,653,000 |
| Interest expense | 162,000 | 308,000 | 436,000 | 547,000 |
| Net interest income | 490,000 | 1,001,000 | 1,537,000 | 2,106,000 |
| Noninterest income | 53,000 | 117,000 | 173,000 | 232,000 |
| Noninterest expense | 376,000 | 745,000 | 1,124,000 | 1,555,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 153,000 | 359,000 | 580,000 | 777,000 |
| Income tax | 48,000 | 87,000 | 133,000 | 183,000 |
| Net income | 105,000 | 272,000 | 447,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,204,000 | 9,291,000 | 9,383,000 | 9,441,000 |
| Total capital | 9,732,000 | 9,763,000 | 9,871,000 | 9,941,000 |
| Risk-weighted assets | 42,172,000 | 37,593,000 | 38,683,000 | 39,668,000 |