Call reports 2012
TPNB BANK — 2012
What TPNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,148,000 | 74,714,000 | 72,879,000 | 74,867,000 |
| Total loans | 34,751,000 | 34,421,000 | 33,252,000 | 32,180,000 |
| Allowance for loan losses | 651,000 | 559,000 | 514,000 | 582,000 |
| Securities available for sale | 29,604,000 | 31,200,000 | 30,885,000 | 30,497,000 |
| Securities held to maturity | 1,589,000 | 1,372,000 | 1,372,000 | 1,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,331,000 | 58,958,000 | 55,074,000 | 59,065,000 |
| Interest-bearing deposits | 40,624,000 | 42,070,000 | 40,018,000 | 43,539,000 |
| Noninterest-bearing deposits | 17,707,000 | 16,888,000 | 15,056,000 | 15,526,000 |
| Equity capital | 9,490,000 | 9,770,000 | 9,881,000 | 9,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,515,000 | 2,254,000 | 2,949,000 |
| Interest expense | 211,000 | 412,000 | 592,000 | 762,000 |
| Net interest income | 564,000 | 1,103,000 | 1,662,000 | 2,187,000 |
| Noninterest income | 49,000 | 92,000 | 142,000 | 224,000 |
| Noninterest expense | 366,000 | 751,000 | 1,123,000 | 1,504,000 |
| Provision for loan losses | 60,000 | 90,000 | 216,000 | 277,000 |
| Pretax income | 187,000 | 354,000 | 465,000 | 630,000 |
| Income tax | 42,000 | 81,000 | 106,000 | 117,000 |
| Net income | 145,000 | 273,000 | 359,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,904,000 | 9,011,000 | 9,057,000 | 9,142,000 |
| Total capital | 9,417,000 | 9,540,000 | 9,559,000 | 9,662,000 |
| Risk-weighted assets | 40,916,000 | 42,252,000 | 40,168,000 | 41,570,000 |