Call reports 2010
TPNB BANK — 2010
What TPNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 75,844,000 | 76,376,000 | 75,524,000 | 77,209,000 |
| Total loans | 44,259,000 | 44,125,000 | 42,488,000 | 40,174,000 |
| Allowance for loan losses | 1,039,000 | 913,000 | 936,000 | 947,000 |
| Securities available for sale | 20,125,000 | 21,271,000 | 22,466,000 | 24,828,000 |
| Securities held to maturity | 3,184,000 | 3,068,000 | 2,903,000 | 2,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,507,000 | 55,027,000 | 54,982,000 | 57,108,000 |
| Interest-bearing deposits | 47,571,000 | 39,978,000 | 40,217,000 | 43,606,000 |
| Noninterest-bearing deposits | 6,936,000 | 15,049,000 | 14,765,000 | 13,502,000 |
| Equity capital | 8,747,000 | 8,840,000 | 9,035,000 | 8,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,825,000 | 2,736,000 | 3,612,000 |
| Interest expense | 339,000 | 669,000 | 988,000 | 1,294,000 |
| Net interest income | 567,000 | 1,156,000 | 1,748,000 | 2,318,000 |
| Noninterest income | 47,000 | 98,000 | 147,000 | 215,000 |
| Noninterest expense | 425,000 | 849,000 | 1,304,000 | 1,725,000 |
| Provision for loan losses | 15,000 | 85,000 | 105,000 | 135,000 |
| Pretax income | 174,000 | 320,000 | 486,000 | 673,000 |
| Income tax | 20,000 | 33,000 | 71,000 | 79,000 |
| Net income | 154,000 | 287,000 | 415,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,374,000 | 8,436,000 | 8,504,000 | 8,616,000 |
| Total capital | 9,001,000 | 9,043,000 | 9,095,000 | 9,210,000 |
| Risk-weighted assets | 49,760,000 | 48,244,000 | 46,933,000 | 47,202,000 |