Call reports 2009
TPNB BANK — 2009
What TPNB BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,531,000 | 73,169,000 | 73,803,000 | 78,445,000 |
| Total loans | 46,573,000 | 46,039,000 | 46,726,000 | 45,174,000 |
| Allowance for loan losses | 774,000 | 678,000 | 762,000 | 1,017,000 |
| Securities available for sale | 17,510,000 | 17,838,000 | 18,816,000 | 18,253,000 |
| Securities held to maturity | 4,122,000 | 4,121,000 | 4,035,000 | 4,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,010,000 | 54,262,000 | 52,284,000 | 57,733,000 |
| Interest-bearing deposits | 49,493,000 | 48,087,000 | 46,004,000 | 50,450,000 |
| Noninterest-bearing deposits | 6,517,000 | 6,175,000 | 6,280,000 | 7,283,000 |
| Equity capital | 7,992,000 | 8,957,000 | 9,212,000 | 8,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,956,000 | 2,917,000 | 3,886,000 |
| Interest expense | 372,000 | 717,000 | 1,084,000 | 1,450,000 |
| Net interest income | 621,000 | 1,239,000 | 1,833,000 | 2,436,000 |
| Noninterest income | 51,000 | 116,000 | 182,000 | 170,000 |
| Noninterest expense | 438,000 | 814,000 | 1,211,000 | 1,677,000 |
| Provision for loan losses | 170,000 | 330,000 | 419,000 | 1,254,000 |
| Pretax income | 64,000 | 211,000 | 393,000 | -317,000 |
| Income tax | 5,000 | -35,000 | -16,000 | -291,000 |
| Net income | 59,000 | 246,000 | 409,000 | -26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,689,000 | 8,704,000 | 8,783,000 | 8,307,000 |
| Total capital | 8,348,000 | 9,333,000 | 9,421,000 | 8,946,000 |
| Risk-weighted assets | 52,567,000 | 50,240,000 | 50,916,000 | 50,737,000 |