Call reports 2008
TPNB BANK — 2008
What TPNB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 70,559,000 | 72,589,000 | 73,387,000 | 76,380,000 |
| Total loans | 43,106,000 | 47,192,000 | 46,848,000 | 49,107,000 |
| Allowance for loan losses | 702,000 | 732,000 | 648,000 | 987,000 |
| Securities available for sale | 15,038,000 | 17,366,000 | 17,568,000 | 17,193,000 |
| Securities held to maturity | 5,062,000 | 4,502,000 | 4,501,000 | 4,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,635,000 | 52,668,000 | 51,490,000 | 56,959,000 |
| Interest-bearing deposits | 46,555,000 | 47,083,000 | 45,653,000 | 50,318,000 |
| Noninterest-bearing deposits | 6,080,000 | 5,585,000 | 5,837,000 | 6,641,000 |
| Equity capital | 7,907,000 | 7,728,000 | 7,851,000 | 8,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,127,000 | 3,165,000 | 4,183,000 |
| Interest expense | 537,000 | 1,019,000 | 1,501,000 | 1,918,000 |
| Net interest income | 523,000 | 1,108,000 | 1,664,000 | 2,265,000 |
| Noninterest income | 59,000 | 118,000 | 184,000 | 250,000 |
| Noninterest expense | 398,000 | 813,000 | 1,232,000 | 1,578,000 |
| Provision for loan losses | 20,000 | 50,000 | 90,000 | 430,000 |
| Pretax income | 155,000 | 354,000 | 524,000 | 505,000 |
| Income tax | 17,000 | 49,000 | 72,000 | 30,000 |
| Net income | 138,000 | 305,000 | 452,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,564,000 | 7,643,000 | 7,719,000 | 7,687,000 |
| Total capital | 8,186,000 | 8,289,000 | 8,367,000 | 8,369,000 |
| Risk-weighted assets | 49,716,000 | 51,599,000 | 52,261,000 | 54,243,000 |