Call reports 2007
TPNB BANK — 2007
What TPNB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,878,000 | 65,950,000 | 65,821,000 | 65,873,000 |
| Total loans | 42,327,000 | 43,341,000 | 42,045,000 | 41,708,000 |
| Allowance for loan losses | 643,000 | 656,000 | 671,000 | 680,000 |
| Securities available for sale | 13,530,000 | 14,251,000 | 14,652,000 | 14,442,000 |
| Securities held to maturity | 4,452,000 | 4,591,000 | 4,589,000 | 5,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,869,000 | 49,073,000 | 49,041,000 | 46,413,000 |
| Interest-bearing deposits | 41,958,000 | 42,877,000 | 41,725,000 | 41,063,000 |
| Noninterest-bearing deposits | 4,911,000 | 6,196,000 | 7,316,000 | 5,350,000 |
| Equity capital | 7,612,000 | 7,565,000 | 7,443,000 | 7,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,170,000 | 3,277,000 | 4,347,000 |
| Interest expense | 537,000 | 1,077,000 | 1,621,000 | 2,146,000 |
| Net interest income | 540,000 | 1,093,000 | 1,656,000 | 2,201,000 |
| Noninterest income | 52,000 | 113,000 | 175,000 | 263,000 |
| Noninterest expense | 392,000 | 784,000 | 1,158,000 | 1,471,000 |
| Provision for loan losses | 15,000 | 28,000 | 43,000 | 57,000 |
| Pretax income | 185,000 | 390,000 | 626,000 | 932,000 |
| Income tax | 38,000 | 81,000 | 125,000 | 190,000 |
| Net income | 147,000 | 309,000 | 501,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,595,000 | 7,672,000 | 7,391,000 | 7,518,000 |
| Total capital | 8,172,000 | 8,268,000 | 7,974,000 | 8,102,000 |
| Risk-weighted assets | 46,673,000 | 47,657,000 | 46,583,000 | 46,591,000 |