Call reports 2006
TPNB BANK — 2006
What TPNB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,958,000 | 63,931,000 | 63,295,000 | 63,665,000 |
| Total loans | 39,690,000 | 41,858,000 | 40,025,000 | 41,438,000 |
| Allowance for loan losses | 650,000 | 664,000 | 638,000 | 626,000 |
| Securities available for sale | 14,976,000 | 13,752,000 | 13,726,000 | 13,420,000 |
| Securities held to maturity | 4,919,000 | 5,081,000 | 5,083,000 | 4,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,167,000 | 44,942,000 | 45,276,000 | 44,758,000 |
| Interest-bearing deposits | 40,203,000 | 39,359,000 | 39,335,000 | 40,148,000 |
| Noninterest-bearing deposits | 4,964,000 | 5,583,000 | 5,941,000 | 4,610,000 |
| Equity capital | 7,063,000 | 7,092,000 | 7,354,000 | 7,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,932,000 | 2,949,000 | 3,973,000 |
| Interest expense | 415,000 | 870,000 | 1,342,000 | 1,847,000 |
| Net interest income | 536,000 | 1,062,000 | 1,607,000 | 2,126,000 |
| Noninterest income | 64,000 | 125,000 | 195,000 | 258,000 |
| Noninterest expense | 364,000 | 728,000 | 1,083,000 | 1,407,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 206,000 | 399,000 | 659,000 | 917,000 |
| Income tax | 43,000 | 82,000 | 143,000 | 206,000 |
| Net income | 163,000 | 317,000 | 516,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,137,000 | 7,232,000 | 7,379,000 | 7,501,000 |
| Total capital | 7,662,000 | 7,788,000 | 7,914,000 | 8,048,000 |
| Risk-weighted assets | 41,856,000 | 44,395,000 | 42,702,000 | 43,658,000 |