Call reports 2005
TPNB BANK — 2005
What TPNB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,413,000 | 59,079,000 | 59,185,000 | 61,724,000 |
| Total loans | 35,481,000 | 37,349,000 | 37,117,000 | 38,388,000 |
| Allowance for loan losses | 687,000 | 703,000 | 587,000 | 620,000 |
| Securities available for sale | 14,865,000 | 14,479,000 | 14,244,000 | 13,614,000 |
| Securities held to maturity | 4,678,000 | 4,706,000 | 4,610,000 | 4,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,559,000 | 40,848,000 | 40,288,000 | 43,928,000 |
| Interest-bearing deposits | 36,125,000 | 35,246,000 | 35,487,000 | 38,193,000 |
| Noninterest-bearing deposits | 6,434,000 | 5,602,000 | 4,801,000 | 5,735,000 |
| Equity capital | 6,774,000 | 6,895,000 | 6,956,000 | 7,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,642,000 | 2,535,000 | 3,423,000 |
| Interest expense | 280,000 | 577,000 | 920,000 | 1,278,000 |
| Net interest income | 518,000 | 1,065,000 | 1,615,000 | 2,145,000 |
| Noninterest income | 70,000 | 140,000 | 216,000 | 291,000 |
| Noninterest expense | 375,000 | 768,000 | 1,143,000 | 1,463,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 80,000 |
| Pretax income | 209,000 | 413,000 | 634,000 | 889,000 |
| Income tax | 49,000 | 94,000 | 144,000 | 203,000 |
| Net income | 160,000 | 319,000 | 490,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,789,000 | 6,856,000 | 6,944,000 | 7,053,000 |
| Total capital | 7,316,000 | 7,395,000 | 7,434,000 | 7,567,000 |
| Risk-weighted assets | 42,005,000 | 42,917,000 | 39,106,000 | 40,982,000 |