Call reports 2004
TPNB BANK — 2004
What TPNB BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,732,000 | 55,687,000 | 56,422,000 | 59,316,000 |
| Total loans | 28,592,000 | 30,819,000 | 32,768,000 | 34,181,000 |
| Allowance for loan losses | 649,000 | 655,000 | 684,000 | 691,000 |
| Securities available for sale | 16,735,000 | 16,760,000 | 15,825,000 | 15,370,000 |
| Securities held to maturity | 5,259,000 | 4,956,000 | 4,947,000 | 4,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,734,000 | 39,016,000 | 38,129,000 | 42,438,000 |
| Interest-bearing deposits | 33,945,000 | 34,046,000 | 32,720,000 | 37,184,000 |
| Noninterest-bearing deposits | 4,789,000 | 4,970,000 | 5,409,000 | 5,254,000 |
| Equity capital | 6,479,000 | 6,367,000 | 6,635,000 | 6,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,432,000 | 2,225,000 | 2,986,000 |
| Interest expense | 251,000 | 497,000 | 756,000 | 1,018,000 |
| Net interest income | 474,000 | 935,000 | 1,469,000 | 1,968,000 |
| Noninterest income | 59,000 | 140,000 | 194,000 | 277,000 |
| Noninterest expense | 325,000 | 690,000 | 1,027,000 | 1,344,000 |
| Provision for loan losses | 0 | 10,000 | 41,000 | 48,000 |
| Pretax income | 208,000 | 375,000 | 595,000 | 853,000 |
| Income tax | 45,000 | 80,000 | 131,000 | 196,000 |
| Net income | 163,000 | 295,000 | 464,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,190,000 | 6,322,000 | 6,491,000 | 6,685,000 |
| Total capital | 6,597,000 | 6,754,000 | 6,942,000 | 7,168,000 |
| Risk-weighted assets | 32,321,000 | 34,280,000 | 35,880,000 | 38,394,000 |