Call reports 2003
TPNB BANK — 2003
What TPNB BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,603,000 | 56,628,000 | 54,706,000 | 58,646,000 |
| Total loans | 28,950,000 | 29,140,000 | 29,273,000 | 29,423,000 |
| Allowance for loan losses | 663,000 | 648,000 | 655,000 | 638,000 |
| Securities available for sale | 14,481,000 | 14,966,000 | 16,147,000 | 16,240,000 |
| Securities held to maturity | 5,893,000 | 5,425,000 | 5,572,000 | 5,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,995,000 | 38,565,000 | 37,024,000 | 41,390,000 |
| Interest-bearing deposits | 34,722,000 | 34,205,000 | 33,206,000 | 36,742,000 |
| Noninterest-bearing deposits | 4,273,000 | 4,360,000 | 3,818,000 | 4,648,000 |
| Equity capital | 6,277,000 | 6,494,000 | 6,503,000 | 6,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,494,000 | 2,228,000 | 2,965,000 |
| Interest expense | 321,000 | 632,000 | 916,000 | 1,180,000 |
| Net interest income | 425,000 | 862,000 | 1,312,000 | 1,785,000 |
| Noninterest income | 62,000 | 135,000 | 209,000 | 288,000 |
| Noninterest expense | 303,000 | 599,000 | 901,000 | 1,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 398,000 | 620,000 | 902,000 |
| Income tax | 43,000 | 92,000 | 143,000 | 206,000 |
| Net income | 141,000 | 306,000 | 477,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,982,000 | 6,116,000 | 6,236,000 | 6,406,000 |
| Total capital | 6,396,000 | 6,537,000 | 6,663,000 | 6,834,000 |
| Risk-weighted assets | 33,234,000 | 33,454,000 | 33,328,000 | 34,417,000 |