Call reports 2017
HOMEBANC — 2017
What HOMEBANC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 999,774,000 | 948,572,000 | 943,282,000 | 909,112,000 |
| Total loans | 681,003,000 | 655,198,000 | 637,113,000 | 612,236,000 |
| Allowance for loan losses | 3,863,000 | 3,875,000 | 3,763,000 | 3,840,000 |
| Securities available for sale | 193,589,000 | 185,796,000 | 192,008,000 | 187,523,000 |
| Securities held to maturity | 30,425,000 | 30,376,000 | 30,325,000 | 30,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,505,000 | 725,204,000 | 700,955,000 | 688,654,000 |
| Interest-bearing deposits | 682,174,000 | 643,735,000 | 621,132,000 | 600,890,000 |
| Noninterest-bearing deposits | 77,331,000 | 81,469,000 | 79,823,000 | 87,764,000 |
| Equity capital | 87,533,000 | 88,968,000 | 90,543,000 | 91,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,337,000 | 16,901,000 | 25,316,000 | 33,319,000 |
| Interest expense | 1,981,000 | 4,059,000 | 6,088,000 | 8,051,000 |
| Net interest income | 6,356,000 | 12,842,000 | 19,228,000 | 25,268,000 |
| Noninterest income | 1,044,000 | 2,277,000 | 3,035,000 | 3,841,000 |
| Noninterest expense | 4,146,000 | 8,441,000 | 12,324,000 | 16,706,000 |
| Provision for loan losses | 25,000 | 35,000 | 35,000 | 130,000 |
| Pretax income | 3,229,000 | 6,648,000 | 9,908,000 | 12,277,000 |
| Income tax | 1,138,000 | 2,345,000 | 3,490,000 | 4,989,000 |
| Net income | 2,091,000 | 4,303,000 | 6,418,000 | 7,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,142,000 | 90,647,000 | 92,070,000 | 93,195,000 |
| Total capital | 93,005,000 | 94,522,000 | 95,833,000 | 97,035,000 |
| Risk-weighted assets | 614,197,000 | 595,748,000 | 583,006,000 | 567,965,000 |