Call reports 2015
HOMEBANC — 2015
What HOMEBANC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 907,974,000 | 934,949,000 | 983,935,000 | 990,653,000 |
| Total loans | 666,373,000 | 643,201,000 | 691,143,000 | 691,091,000 |
| Allowance for loan losses | 2,854,000 | 2,893,000 | 3,117,000 | 3,419,000 |
| Securities available for sale | 153,778,000 | 214,634,000 | 220,567,000 | 209,655,000 |
| Securities held to maturity | 7,957,000 | 8,907,000 | 8,873,000 | 10,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,614,000 | 710,590,000 | 765,151,000 | 767,068,000 |
| Interest-bearing deposits | 648,801,000 | 649,055,000 | 699,948,000 | 708,680,000 |
| Noninterest-bearing deposits | 66,813,000 | 61,535,000 | 65,203,000 | 58,388,000 |
| Equity capital | 74,401,000 | 76,666,000 | 76,221,000 | 82,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,027,000 | 13,364,000 | 21,127,000 | 29,311,000 |
| Interest expense | 1,461,000 | 3,440,000 | 5,534,000 | 7,697,000 |
| Net interest income | 4,566,000 | 9,924,000 | 15,593,000 | 21,614,000 |
| Noninterest income | 1,360,000 | 2,812,000 | 4,356,000 | 8,248,000 |
| Noninterest expense | 4,951,000 | 9,409,000 | 13,862,000 | 20,605,000 |
| Provision for loan losses | 775,000 | 810,000 | 1,030,000 | 1,330,000 |
| Pretax income | 1,944,000 | 4,319,000 | 6,871,000 | 9,751,000 |
| Income tax | 696,000 | 1,554,000 | 2,479,000 | 3,532,000 |
| Net income | 1,248,000 | 2,765,000 | 4,392,000 | 6,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,367,000 | 74,904,000 | 76,549,000 | 83,685,000 |
| Total capital | 76,221,000 | 77,797,000 | 79,666,000 | 87,104,000 |
| Risk-weighted assets | 478,521,000 | 507,989,000 | 549,851,000 | 567,475,000 |