Call reports 2014
HOMEBANC — 2014
What HOMEBANC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 750,608,000 | 856,283,000 | 890,870,000 | 905,309,000 |
| Total loans | 539,247,000 | 593,969,000 | 600,852,000 | 666,461,000 |
| Allowance for loan losses | 1,856,000 | 1,925,000 | 2,033,000 | 2,087,000 |
| Securities available for sale | 92,152,000 | 120,440,000 | 129,939,000 | 80,430,000 |
| Securities held to maturity | 76,665,000 | 82,058,000 | 84,517,000 | 83,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,309,000 | 630,942,000 | 696,677,000 | 643,265,000 |
| Interest-bearing deposits | 563,631,000 | 582,272,000 | 649,577,000 | 592,239,000 |
| Noninterest-bearing deposits | 46,678,000 | 48,670,000 | 47,100,000 | 51,026,000 |
| Equity capital | 69,012,000 | 70,018,000 | 70,631,000 | 68,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,560,000 | 11,465,000 | 18,050,000 | 24,996,000 |
| Interest expense | 1,184,000 | 2,475,000 | 3,834,000 | 5,356,000 |
| Net interest income | 4,376,000 | 8,990,000 | 14,216,000 | 19,640,000 |
| Noninterest income | 2,571,000 | 4,824,000 | 6,756,000 | 9,878,000 |
| Noninterest expense | 5,451,000 | 10,791,000 | 15,869,000 | 22,774,000 |
| Provision for loan losses | 40,000 | 105,000 | 210,000 | 260,000 |
| Pretax income | 1,581,000 | 3,068,000 | 5,118,000 | 6,904,000 |
| Income tax | 595,000 | 1,155,000 | 1,898,000 | 2,535,000 |
| Net income | 986,000 | 1,913,000 | 3,220,000 | 4,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,014,000 | 67,961,000 | 68,787,000 | 66,645,000 |
| Total capital | 68,870,000 | 69,886,000 | 70,820,000 | 68,732,000 |
| Risk-weighted assets | 260,006,000 | 305,532,000 | 343,261,000 | 380,276,000 |