Call reports 2013
HOMEBANC — 2013
What HOMEBANC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 526,791,000 | 792,607,000 | 653,303,000 | 707,304,000 |
| Total loans | 469,143,000 | 713,347,000 | 428,835,000 | 461,309,000 |
| Allowance for loan losses | 1,828,000 | 1,866,000 | 1,827,000 | 1,847,000 |
| Securities available for sale | 1,870,000 | 39,527,000 | 106,329,000 | 106,183,000 |
| Securities held to maturity | 2,531,000 | 0 | 78,783,000 | 76,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,374,000 | 709,933,000 | 505,987,000 | 564,424,000 |
| Interest-bearing deposits | 445,707,000 | 660,334,000 | 456,043,000 | 516,370,000 |
| Noninterest-bearing deposits | 28,667,000 | 49,599,000 | 49,944,000 | 48,054,000 |
| Equity capital | 45,737,000 | 61,399,000 | 62,415,000 | 63,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,476,000 | 7,291,000 | 11,744,000 | 16,653,000 |
| Interest expense | 937,000 | 1,926,000 | 3,050,000 | 4,054,000 |
| Net interest income | 2,539,000 | 5,365,000 | 8,694,000 | 12,599,000 |
| Noninterest income | 5,415,000 | 10,337,000 | 15,748,000 | 19,990,000 |
| Noninterest expense | 5,783,000 | 11,982,000 | 19,213,000 | 26,105,000 |
| Provision for loan losses | 150,000 | 160,000 | 160,000 | 260,000 |
| Pretax income | 2,021,000 | 3,555,000 | 5,064,000 | 6,345,000 |
| Income tax | 762,000 | 1,339,000 | 1,927,000 | 2,421,000 |
| Net income | 1,259,000 | 2,216,000 | 3,137,000 | 3,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,353,000 | 59,315,000 | 60,223,000 | 61,007,000 |
| Total capital | 46,181,000 | 61,181,000 | 62,050,000 | 62,854,000 |
| Risk-weighted assets | 190,879,000 | 529,141,000 | 200,102,000 | 215,737,000 |