Call reports 2012
HOMEBANC — 2012
What HOMEBANC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 478,118,000 | 500,675,000 | 520,677,000 | 542,890,000 |
| Total loans | 398,868,000 | 467,471,000 | 489,527,000 | 494,689,000 |
| Allowance for loan losses | 1,124,000 | 1,199,000 | 1,200,000 | 1,678,000 |
| Securities available for sale | 2,805,000 | 2,488,000 | 2,066,000 | 1,670,000 |
| Securities held to maturity | 7,561,000 | 2,617,000 | 2,531,000 | 2,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,862,000 | 453,708,000 | 470,620,000 | 491,252,000 |
| Interest-bearing deposits | 414,722,000 | 427,583,000 | 438,783,000 | 467,170,000 |
| Noninterest-bearing deposits | 19,140,000 | 26,125,000 | 31,837,000 | 24,082,000 |
| Equity capital | 41,644,000 | 42,869,000 | 43,859,000 | 44,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,472,000 | 7,061,000 | 10,597,000 | 14,163,000 |
| Interest expense | 992,000 | 1,977,000 | 2,956,000 | 3,985,000 |
| Net interest income | 2,480,000 | 5,084,000 | 7,641,000 | 10,178,000 |
| Noninterest income | 4,653,000 | 10,486,000 | 16,494,000 | 22,035,000 |
| Noninterest expense | 5,722,000 | 11,976,000 | 18,621,000 | 24,269,000 |
| Provision for loan losses | 158,000 | 233,000 | 434,000 | 1,594,000 |
| Pretax income | 1,253,000 | 3,341,000 | 5,060,000 | 6,331,000 |
| Income tax | 472,000 | 1,257,000 | 1,918,000 | 2,413,000 |
| Net income | 781,000 | 2,084,000 | 3,142,000 | 3,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,175,000 | 41,422,000 | 42,433,000 | 43,164,000 |
| Total capital | 41,446,000 | 42,621,000 | 43,633,000 | 44,842,000 |
| Risk-weighted assets | 181,644,000 | 202,741,000 | 205,642,000 | 202,181,000 |