Call reports 2011
HOMEBANC — 2011
What HOMEBANC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 291,296,000 | 352,441,000 | 434,157,000 | 450,789,000 |
| Total loans | 237,998,000 | 304,448,000 | 386,441,000 | 406,291,000 |
| Allowance for loan losses | 1,195,000 | 1,091,000 | 1,117,000 | 1,019,000 |
| Securities available for sale | 3,871,000 | 5,184,000 | 3,512,000 | 3,119,000 |
| Securities held to maturity | 4,440,000 | 7,791,000 | 7,561,000 | 7,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,778,000 | 286,657,000 | 391,166,000 | 405,349,000 |
| Interest-bearing deposits | 238,911,000 | 274,150,000 | 374,778,000 | 390,467,000 |
| Noninterest-bearing deposits | 18,867,000 | 12,507,000 | 16,388,000 | 14,882,000 |
| Equity capital | 32,037,000 | 32,745,000 | 40,573,000 | 41,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,421,000 | 7,553,000 | 11,202,000 |
| Interest expense | 888,000 | 1,910,000 | 2,934,000 | 4,034,000 |
| Net interest income | 1,214,000 | 2,511,000 | 4,619,000 | 7,168,000 |
| Noninterest income | 4,370,000 | 9,254,000 | 14,117,000 | 19,503,000 |
| Noninterest expense | 4,992,000 | 9,854,000 | 15,102,000 | 21,768,000 |
| Provision for loan losses | 315,000 | 795,000 | 979,000 | 1,049,000 |
| Pretax income | 328,000 | 1,250,000 | 2,872,000 | 4,071,000 |
| Income tax | 123,000 | 479,000 | 1,089,000 | 1,550,000 |
| Net income | 205,000 | 771,000 | 1,783,000 | 2,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,506,000 | 29,696,000 | 38,143,000 | 39,489,000 |
| Total capital | 29,734,000 | 30,837,000 | 39,355,000 | 40,663,000 |
| Risk-weighted assets | 140,683,000 | 165,388,000 | 189,002,000 | 187,839,000 |