Call reports 2010
HOMEBANC — 2010
What HOMEBANC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 202,629,000 | 265,562,000 | 318,806,000 | 317,935,000 |
| Total loans | 142,255,000 | 180,869,000 | 200,402,000 | 251,649,000 |
| Allowance for loan losses | 1,628,000 | 1,647,000 | 1,326,000 | 917,000 |
| Securities available for sale | 554,000 | 34,748,000 | 31,637,000 | 13,735,000 |
| Securities held to maturity | 0 | 2,124,000 | 4,439,000 | 4,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,743,000 | 222,405,000 | 283,435,000 | 282,371,000 |
| Interest-bearing deposits | 156,689,000 | 212,667,000 | 264,672,000 | 269,008,000 |
| Noninterest-bearing deposits | 14,054,000 | 9,738,000 | 18,763,000 | 13,364,000 |
| Equity capital | 30,185,000 | 30,619,000 | 31,313,000 | 31,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 3,874,000 | 6,621,000 | 9,345,000 |
| Interest expense | 722,000 | 1,499,000 | 2,477,000 | 3,493,000 |
| Net interest income | 1,329,000 | 2,375,000 | 4,144,000 | 5,852,000 |
| Noninterest income | 3,946,000 | 7,970,000 | 12,950,000 | 18,108,000 |
| Noninterest expense | 4,244,000 | 8,860,000 | 14,352,000 | 20,063,000 |
| Provision for loan losses | 100,000 | 119,000 | 436,000 | 846,000 |
| Pretax income | 931,000 | 1,366,000 | 2,367,000 | 3,247,000 |
| Income tax | 352,000 | 516,000 | 892,000 | 1,232,000 |
| Net income | 579,000 | 850,000 | 1,475,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,776,000 | 24,897,000 | 28,228,000 | 28,318,000 |
| Total capital | 27,012,000 | 26,424,000 | 29,622,000 | 29,260,000 |
| Risk-weighted assets | 98,431,000 | 122,012,000 | 136,452,000 | 147,977,000 |