Call reports 2007
HOMEBANC — 2007
What HOMEBANC reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 17,656,000 | 55,947,000 | 47,887,000 |
| Total loans | 202,000 | 2,489,000 | 10,013,000 |
| Allowance for loan losses | 2,000 | 22,000 | 78,000 |
| Securities available for sale | 3,750,000 | 11,483,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 7,424,000 | 46,437,000 | 37,764,000 |
| Interest-bearing deposits | 4,247,000 | 12,426,000 | 13,043,000 |
| Noninterest-bearing deposits | 3,177,000 | 34,011,000 | 24,721,000 |
| Equity capital | 9,588,000 | 8,970,000 | 9,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 142,000 | 615,000 | 1,276,000 |
| Interest expense | 20,000 | 135,000 | 302,000 |
| Net interest income | 122,000 | 480,000 | 974,000 |
| Noninterest income | 0 | 1,000 | 16,000 |
| Noninterest expense | 2,032,000 | 3,058,000 | 3,809,000 |
| Provision for loan losses | 2,000 | 22,000 | 78,000 |
| Pretax income | -1,912,000 | -2,599,000 | -2,750,000 |
| Income tax | 0 | 0 | -1,031,000 |
| Net income | -1,912,000 | -2,599,000 | -1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 9,588,000 | 8,901,000 | 8,749,000 |
| Total capital | 9,590,000 | 8,923,000 | 8,827,000 |
| Risk-weighted assets | 4,866,000 | 14,950,000 | 19,681,000 |