Call reports 2013
NATIONAL BANK OF OHIO — 2013
What NATIONAL BANK OF OHIO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 219,327,000 | 230,090,000 | 228,319,000 |
| Total loans | 174,633,000 | 181,687,000 | 177,176,000 |
| Allowance for loan losses | 1,970,000 | 2,181,000 | 2,355,000 |
| Securities available for sale | 25,263,000 | 24,228,000 | 24,209,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 188,206,000 | 197,434,000 | 197,437,000 |
| Interest-bearing deposits | 156,214,000 | 156,944,000 | 161,128,000 |
| Noninterest-bearing deposits | 31,992,000 | 40,490,000 | 36,309,000 |
| Equity capital | 20,600,000 | 20,582,000 | 20,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 2,456,000 | 4,979,000 | 7,509,000 |
| Interest expense | 403,000 | 807,000 | 1,187,000 |
| Net interest income | 2,053,000 | 4,172,000 | 6,322,000 |
| Noninterest income | 546,000 | 1,014,000 | 1,505,000 |
| Noninterest expense | 1,921,000 | 3,621,000 | 5,501,000 |
| Provision for loan losses | 150,000 | 350,000 | 475,000 |
| Pretax income | 528,000 | 1,215,000 | 1,856,000 |
| Income tax | 175,000 | 380,000 | 590,000 |
| Net income | 353,000 | 835,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 20,301,000 | 20,600,000 | 21,032,000 |
| Total capital | 22,271,000 | 22,629,000 | 23,027,000 |
| Risk-weighted assets | 158,854,000 | 162,136,000 | 159,245,000 |