Call reports 2012
NATIONAL BANK OF OHIO — 2012
What NATIONAL BANK OF OHIO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 212,106,000 | 221,713,000 | 223,140,000 | 221,952,000 |
| Total loans | 161,553,000 | 170,737,000 | 174,589,000 | 175,713,000 |
| Allowance for loan losses | 1,940,000 | 1,827,000 | 1,827,000 | 1,949,000 |
| Securities available for sale | 25,971,000 | 24,862,000 | 26,057,000 | 27,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,993,000 | 191,358,000 | 188,291,000 | 187,676,000 |
| Interest-bearing deposits | 144,082,000 | 150,127,000 | 153,978,000 | 150,115,000 |
| Noninterest-bearing deposits | 31,911,000 | 41,231,000 | 34,313,000 | 37,561,000 |
| Equity capital | 20,461,000 | 20,816,000 | 19,788,000 | 20,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,100,000 | 7,682,000 | 10,252,000 |
| Interest expense | 555,000 | 1,057,000 | 1,498,000 | 1,921,000 |
| Net interest income | 1,987,000 | 4,043,000 | 6,184,000 | 8,331,000 |
| Noninterest income | 511,000 | 846,000 | 1,356,000 | 1,913,000 |
| Noninterest expense | 1,862,000 | 3,600,000 | 5,400,000 | 7,129,000 |
| Provision for loan losses | 115,000 | 455,000 | 655,000 | 805,000 |
| Pretax income | 521,000 | 838,000 | 1,489,000 | 2,314,000 |
| Income tax | 165,000 | 250,000 | 470,000 | 690,000 |
| Net income | 356,000 | 588,000 | 1,019,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,280,000 | 20,511,000 | 19,442,000 | 19,947,000 |
| Total capital | 22,071,000 | 22,338,000 | 21,270,000 | 21,896,000 |
| Risk-weighted assets | 143,161,000 | 151,623,000 | 152,821,000 | 157,277,000 |