Call reports 2011
NATIONAL BANK OF OHIO — 2011
What NATIONAL BANK OF OHIO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 201,508,000 | 205,967,000 | 215,359,000 | 212,631,000 |
| Total loans | 144,446,000 | 149,226,000 | 158,332,000 | 160,782,000 |
| Allowance for loan losses | 1,722,000 | 1,790,000 | 1,802,000 | 1,860,000 |
| Securities available for sale | 34,157,000 | 28,091,000 | 27,077,000 | 27,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,340,000 | 172,094,000 | 178,963,000 | 176,174,000 |
| Interest-bearing deposits | 140,029,000 | 140,331,000 | 146,202,000 | 142,812,000 |
| Noninterest-bearing deposits | 27,311,000 | 31,763,000 | 32,761,000 | 33,362,000 |
| Equity capital | 17,195,000 | 17,460,000 | 19,765,000 | 20,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 4,820,000 | 7,338,000 | 9,941,000 |
| Interest expense | 600,000 | 1,220,000 | 1,810,000 | 2,387,000 |
| Net interest income | 1,803,000 | 3,600,000 | 5,528,000 | 7,554,000 |
| Noninterest income | 301,000 | 644,000 | 1,075,000 | 1,597,000 |
| Noninterest expense | 1,580,000 | 3,219,000 | 4,930,000 | 6,403,000 |
| Provision for loan losses | 90,000 | 200,000 | 290,000 | 450,000 |
| Pretax income | 509,000 | 900,000 | 1,241,000 | 2,255,000 |
| Income tax | 160,000 | 280,000 | 460,000 | 710,000 |
| Net income | 349,000 | 620,000 | 781,000 | 1,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,201,000 | 17,298,000 | 19,459,000 | 19,923,000 |
| Total capital | 18,923,000 | 19,048,000 | 21,261,000 | 21,723,000 |
| Risk-weighted assets | 137,889,000 | 139,959,000 | 144,684,000 | 143,915,000 |