Call reports 2010
NATIONAL BANK OF OHIO — 2010
What NATIONAL BANK OF OHIO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 190,533,000 | 193,628,000 | 203,339,000 | 198,080,000 |
| Total loans | 132,740,000 | 137,312,000 | 141,888,000 | 142,010,000 |
| Allowance for loan losses | 1,551,000 | 1,374,000 | 1,564,000 | 1,677,000 |
| Securities available for sale | 40,925,000 | 32,996,000 | 40,814,000 | 39,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,862,000 | 162,457,000 | 171,125,000 | 166,786,000 |
| Interest-bearing deposits | 132,642,000 | 132,923,000 | 141,572,000 | 136,598,000 |
| Noninterest-bearing deposits | 26,220,000 | 29,534,000 | 29,553,000 | 30,188,000 |
| Equity capital | 16,332,000 | 16,540,000 | 16,985,000 | 16,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,710,000 | 7,228,000 | 9,846,000 |
| Interest expense | 695,000 | 1,352,000 | 2,007,000 | 2,644,000 |
| Net interest income | 1,667,000 | 3,358,000 | 5,221,000 | 7,202,000 |
| Noninterest income | 322,000 | 678,000 | 1,161,000 | 1,741,000 |
| Noninterest expense | 1,478,000 | 3,017,000 | 4,676,000 | 6,330,000 |
| Provision for loan losses | 123,000 | 292,000 | 461,000 | 598,000 |
| Pretax income | 537,000 | 929,000 | 1,485,000 | 2,056,000 |
| Income tax | 180,000 | 300,000 | 454,000 | 649,000 |
| Net income | 357,000 | 629,000 | 1,031,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,187,000 | 16,273,000 | 16,675,000 | 16,852,000 |
| Total capital | 17,738,000 | 17,647,000 | 18,239,000 | 18,529,000 |
| Risk-weighted assets | 128,685,000 | 131,474,000 | 136,902,000 | 136,310,000 |