Call reports 2009
NATIONAL BANK OF OHIO — 2009
What NATIONAL BANK OF OHIO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 163,413,000 | 171,971,000 | 180,673,000 | 183,548,000 |
| Total loans | 108,130,000 | 110,365,000 | 115,947,000 | 129,583,000 |
| Allowance for loan losses | 1,422,000 | 1,478,000 | 1,385,000 | 1,503,000 |
| Securities available for sale | 37,499,000 | 41,071,000 | 42,440,000 | 41,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,590,000 | 138,547,000 | 142,266,000 | 145,970,000 |
| Interest-bearing deposits | 106,188,000 | 113,771,000 | 118,937,000 | 121,397,000 |
| Noninterest-bearing deposits | 20,402,000 | 24,776,000 | 23,329,000 | 24,573,000 |
| Equity capital | 15,848,000 | 15,834,000 | 16,067,000 | 16,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,201,000 | 6,301,000 | 8,548,000 |
| Interest expense | 686,000 | 1,384,000 | 2,100,000 | 2,804,000 |
| Net interest income | 1,443,000 | 2,817,000 | 4,201,000 | 5,744,000 |
| Noninterest income | 379,000 | 850,000 | 1,250,000 | 1,599,000 |
| Noninterest expense | 1,375,000 | 2,900,000 | 4,485,000 | 5,883,000 |
| Provision for loan losses | 70,000 | 238,000 | 284,000 | 604,000 |
| Pretax income | 406,000 | 566,000 | 733,000 | 1,003,000 |
| Income tax | 75,000 | 64,000 | 138,000 | 157,000 |
| Net income | 331,000 | 502,000 | 595,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,704,000 | 15,675,000 | 15,769,000 | 15,829,000 |
| Total capital | 17,067,000 | 17,077,000 | 17,154,000 | 17,332,000 |
| Risk-weighted assets | 108,983,000 | 112,093,000 | 118,140,000 | 132,475,000 |