Call reports 2008
NATIONAL BANK OF OHIO — 2008
What NATIONAL BANK OF OHIO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 158,616,000 | 161,380,000 | 163,429,000 | 157,160,000 |
| Total loans | 111,666,000 | 110,085,000 | 110,745,000 | 107,814,000 |
| Allowance for loan losses | 1,666,000 | 1,690,000 | 1,624,000 | 1,363,000 |
| Securities available for sale | 32,350,000 | 33,341,000 | 37,318,000 | 34,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,712,000 | 127,945,000 | 128,225,000 | 122,160,000 |
| Interest-bearing deposits | 104,636,000 | 101,202,000 | 106,540,000 | 100,371,000 |
| Noninterest-bearing deposits | 20,076,000 | 26,743,000 | 21,685,000 | 21,789,000 |
| Equity capital | 15,358,000 | 15,107,000 | 15,398,000 | 15,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,605,000 | 6,865,000 | 9,099,000 |
| Interest expense | 952,000 | 1,763,000 | 2,549,000 | 3,272,000 |
| Net interest income | 1,351,000 | 2,842,000 | 4,316,000 | 5,827,000 |
| Noninterest income | 242,000 | 540,000 | 824,000 | 1,105,000 |
| Noninterest expense | 1,321,000 | 2,675,000 | 4,031,000 | 5,357,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 303,000 | 728,000 | 1,130,000 | 1,596,000 |
| Income tax | 75,000 | 175,000 | 325,000 | 475,000 |
| Net income | 228,000 | 553,000 | 805,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,855,000 | 14,995,000 | 15,247,000 | 15,373,000 |
| Total capital | 16,249,000 | 16,373,000 | 16,634,000 | 16,703,000 |
| Risk-weighted assets | 111,240,000 | 109,922,000 | 110,734,000 | 106,402,000 |