Call reports 2007
NATIONAL BANK OF OHIO — 2007
What NATIONAL BANK OF OHIO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 164,431,000 | 162,237,000 | 163,749,000 | 162,437,000 |
| Total loans | 118,649,000 | 117,933,000 | 115,306,000 | 113,556,000 |
| Allowance for loan losses | 1,475,000 | 1,380,000 | 1,487,000 | 1,676,000 |
| Securities available for sale | 31,035,000 | 30,238,000 | 32,433,000 | 36,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,526,000 | 129,893,000 | 128,836,000 | 128,510,000 |
| Interest-bearing deposits | 114,908,000 | 107,006,000 | 106,888,000 | 106,800,000 |
| Noninterest-bearing deposits | 22,618,000 | 22,887,000 | 21,948,000 | 21,710,000 |
| Equity capital | 14,430,000 | 14,341,000 | 14,793,000 | 14,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,402,000 | 4,889,000 | 7,541,000 | 9,993,000 |
| Interest expense | 997,000 | 2,036,000 | 3,123,000 | 4,180,000 |
| Net interest income | 1,405,000 | 2,853,000 | 4,418,000 | 5,813,000 |
| Noninterest income | 240,000 | 478,000 | 738,000 | 1,003,000 |
| Noninterest expense | 1,284,000 | 2,612,000 | 3,953,000 | 5,254,000 |
| Provision for loan losses | 0 | 15,000 | 130,000 | 450,000 |
| Pretax income | 361,000 | 704,000 | 1,073,000 | 1,112,000 |
| Income tax | 100,000 | 205,000 | 310,000 | 280,000 |
| Net income | 261,000 | 499,000 | 763,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,408,000 | 14,470,000 | 14,733,000 | 14,627,000 |
| Total capital | 15,870,000 | 15,850,000 | 16,171,000 | 16,047,000 |
| Risk-weighted assets | 116,996,000 | 116,773,000 | 115,032,000 | 113,355,000 |