Call reports 2006
NATIONAL BANK OF OHIO — 2006
What NATIONAL BANK OF OHIO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 153,755,000 | 155,698,000 | 159,400,000 | 161,494,000 |
| Total loans | 123,429,000 | 121,829,000 | 121,758,000 | 118,886,000 |
| Allowance for loan losses | 1,613,000 | 1,588,000 | 1,596,000 | 1,572,000 |
| Securities available for sale | 14,714,000 | 13,157,000 | 21,752,000 | 25,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,331,000 | 137,380,000 | 138,217,000 | 140,877,000 |
| Interest-bearing deposits | 108,067,000 | 114,609,000 | 115,974,000 | 117,067,000 |
| Noninterest-bearing deposits | 21,264,000 | 22,771,000 | 22,243,000 | 23,810,000 |
| Equity capital | 13,696,000 | 13,734,000 | 14,084,000 | 14,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,453,000 | 6,676,000 | 9,154,000 |
| Interest expense | 758,000 | 1,593,000 | 2,548,000 | 3,551,000 |
| Net interest income | 1,434,000 | 2,860,000 | 4,128,000 | 5,603,000 |
| Noninterest income | 215,000 | 449,000 | 792,000 | 968,000 |
| Noninterest expense | 1,298,000 | 2,670,000 | 3,932,000 | 5,268,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 311,000 | 599,000 | 948,000 | 1,263,000 |
| Income tax | 120,000 | 170,000 | 270,000 | 373,000 |
| Net income | 191,000 | 429,000 | 678,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,823,000 | 13,876,000 | 14,125,000 | 14,146,000 |
| Total capital | 15,289,000 | 15,332,000 | 15,591,000 | 15,601,000 |
| Risk-weighted assets | 117,171,000 | 116,390,000 | 117,144,000 | 116,345,000 |