Call reports 2002
NATIONAL BANK OF OHIO — 2002
What NATIONAL BANK OF OHIO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 112,451,000 | 120,847,000 | 125,524,000 | 123,169,000 |
| Total loans | 84,998,000 | 83,153,000 | 83,493,000 | 81,739,000 |
| Allowance for loan losses | 1,054,000 | 1,071,000 | 1,070,000 | 1,164,000 |
| Securities available for sale | 16,702,000 | 22,544,000 | 28,904,000 | 31,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,015,000 | 101,775,000 | 105,703,000 | 102,963,000 |
| Interest-bearing deposits | 79,514,000 | 85,215,000 | 88,774,000 | 85,970,000 |
| Noninterest-bearing deposits | 13,501,000 | 16,560,000 | 16,929,000 | 16,993,000 |
| Equity capital | 10,545,000 | 10,837,000 | 11,299,000 | 11,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,699,000 | 5,612,000 | 7,487,000 |
| Interest expense | 640,000 | 1,281,000 | 1,889,000 | 2,440,000 |
| Net interest income | 1,194,000 | 2,418,000 | 3,723,000 | 5,047,000 |
| Noninterest income | 178,000 | 363,000 | 573,000 | 812,000 |
| Noninterest expense | 973,000 | 1,865,000 | 2,822,000 | 3,660,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 195,000 |
| Pretax income | 376,000 | 867,000 | 1,395,000 | 2,059,000 |
| Income tax | 158,000 | 315,000 | 473,000 | 625,000 |
| Net income | 218,000 | 552,000 | 922,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,455,000 | 10,650,000 | 11,020,000 | 11,386,000 |
| Total capital | 11,412,000 | 11,623,000 | 12,067,000 | 12,421,000 |
| Risk-weighted assets | 76,472,000 | 77,749,000 | 83,792,000 | 82,745,000 |