Call reports 2009
CENTRUE BANK — 2009
What CENTRUE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,365,969,000 | 1,309,204,000 | 1,333,287,000 | 1,307,588,000 |
| Total loans | 985,836,000 | 954,244,000 | 921,675,000 | 885,553,000 |
| Allowance for loan losses | 16,010,000 | 26,894,000 | 27,965,000 | 40,909,000 |
| Securities available for sale | 221,223,000 | 213,645,000 | 259,835,000 | 262,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,007,000 | 1,059,583,000 | 1,076,533,000 | 1,058,318,000 |
| Interest-bearing deposits | 1,000,610,000 | 965,128,000 | 1,004,435,000 | 988,706,000 |
| Noninterest-bearing deposits | 91,397,000 | 94,455,000 | 72,098,000 | 69,612,000 |
| Equity capital | 152,878,000 | 135,630,000 | 141,484,000 | 135,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,978,000 | 32,983,000 | 48,293,000 | 63,110,000 |
| Interest expense | 6,188,000 | 12,122,000 | 17,689,000 | 22,998,000 |
| Net interest income | 10,790,000 | 20,861,000 | 30,604,000 | 40,112,000 |
| Noninterest income | 3,147,000 | 6,603,000 | 9,710,000 | 12,535,000 |
| Noninterest expense | 8,406,000 | 26,178,000 | 34,761,000 | 45,245,000 |
| Provision for loan losses | 2,235,000 | 15,299,000 | 29,799,000 | 52,049,000 |
| Pretax income | 2,102,000 | -19,685,000 | -33,049,000 | -57,002,000 |
| Income tax | 531,000 | -5,516,000 | -10,883,000 | -20,391,000 |
| Net income | 1,571,000 | -14,169,000 | -22,166,000 | -36,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,162,000 | 114,785,000 | 113,140,000 | 98,330,000 |
| Total capital | 138,670,000 | 128,427,000 | 126,441,000 | 111,163,000 |
| Risk-weighted assets | 1,159,172,000 | 1,078,124,000 | 1,049,361,000 | 998,637,000 |