Call reports 2008
CENTRUE BANK — 2008
What CENTRUE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,385,346,000 | 1,368,945,000 | 1,337,342,000 | 1,396,918,000 |
| Total loans | 1,016,485,000 | 1,004,027,000 | 974,364,000 | 1,004,697,000 |
| Allowance for loan losses | 11,221,000 | 11,542,000 | 11,461,000 | 15,018,000 |
| Securities available for sale | 202,981,000 | 200,100,000 | 201,366,000 | 239,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,052,209,000 | 1,013,892,000 | 1,010,945,000 | 1,050,211,000 |
| Interest-bearing deposits | 985,922,000 | 947,962,000 | 945,683,000 | 979,530,000 |
| Noninterest-bearing deposits | 66,287,000 | 65,930,000 | 65,261,000 | 70,681,000 |
| Equity capital | 155,453,000 | 154,053,000 | 155,185,000 | 152,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 20,127,000 | 38,538,000 | 56,319,000 | 73,316,000 |
| Interest expense | 9,846,000 | 17,802,000 | 25,054,000 | 31,596,000 |
| Net interest income | 10,281,000 | 20,736,000 | 31,265,000 | 41,720,000 |
| Noninterest income | 3,998,000 | 8,226,000 | 11,737,000 | 14,950,000 |
| Noninterest expense | 9,719,000 | 18,440,000 | 26,206,000 | 33,842,000 |
| Provision for loan losses | 766,000 | 1,632,000 | 2,857,000 | 8,082,000 |
| Pretax income | 4,642,000 | 9,738,000 | 14,787,000 | 12,859,000 |
| Income tax | 1,515,000 | 3,349,000 | 5,081,000 | 4,131,000 |
| Net income | 3,127,000 | 6,389,000 | 9,706,000 | 8,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,279,000 | 121,767,000 | 124,256,000 | 122,012,000 |
| Total capital | 130,500,000 | 133,309,000 | 135,717,000 | 135,296,000 |
| Risk-weighted assets | 1,144,547,000 | 1,116,046,000 | 1,084,742,000 | 1,063,155,000 |