Call reports 2005
CENTRUE BANK — 2005
What CENTRUE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 661,819,000 | 665,388,000 | 664,717,000 | 676,521,000 |
| Total loans | 421,523,000 | 404,462,000 | 405,884,000 | 417,525,000 |
| Allowance for loan losses | 9,948,000 | 9,159,000 | 8,493,000 | 8,362,000 |
| Securities available for sale | 178,396,000 | 185,207,000 | 190,060,000 | 188,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,335,000 | 521,247,000 | 523,173,000 | 543,956,000 |
| Interest-bearing deposits | 453,752,000 | 467,318,000 | 479,633,000 | 497,575,000 |
| Noninterest-bearing deposits | 49,583,000 | 53,929,000 | 43,540,000 | 46,381,000 |
| Equity capital | 78,738,000 | 79,308,000 | 78,837,000 | 76,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,144,000 | 16,693,000 | 25,414,000 | 34,703,000 |
| Interest expense | 2,983,000 | 6,144,000 | 9,517,000 | 13,259,000 |
| Net interest income | 5,161,000 | 10,549,000 | 15,897,000 | 21,444,000 |
| Noninterest income | 1,909,000 | 3,997,000 | 6,070,000 | 7,916,000 |
| Noninterest expense | 5,476,000 | 11,046,000 | 16,732,000 | 22,718,000 |
| Provision for loan losses | 100,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 1,494,000 | 3,400,000 | 5,085,000 | 6,313,000 |
| Income tax | 423,000 | 829,000 | 1,315,000 | 1,635,000 |
| Net income | 1,071,000 | 2,571,000 | 3,770,000 | 4,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,916,000 | 70,887,000 | 70,145,000 | 68,905,000 |
| Total capital | 76,308,000 | 76,869,000 | 76,332,000 | 75,022,000 |
| Risk-weighted assets | 507,057,000 | 486,120,000 | 492,584,000 | 503,266,000 |