Call reports 2004
CENTRUE BANK — 2004
What CENTRUE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 778,253,000 | 731,957,000 | 667,524,000 | 669,886,000 |
| Total loans | 466,590,000 | 453,677,000 | 413,941,000 | 419,275,000 |
| Allowance for loan losses | 9,882,000 | 10,224,000 | 9,962,000 | 9,732,000 |
| Securities available for sale | 243,621,000 | 204,870,000 | 183,429,000 | 184,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,192,000 | 583,772,000 | 511,936,000 | 512,940,000 |
| Interest-bearing deposits | 541,002,000 | 514,657,000 | 451,766,000 | 472,386,000 |
| Noninterest-bearing deposits | 76,190,000 | 69,115,000 | 60,170,000 | 40,554,000 |
| Equity capital | 76,450,000 | 75,157,000 | 79,783,000 | 78,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,521,000 | 18,369,000 | 26,886,000 | 34,944,000 |
| Interest expense | 3,596,000 | 6,872,000 | 9,929,000 | 12,939,000 |
| Net interest income | 5,925,000 | 11,497,000 | 16,957,000 | 22,005,000 |
| Noninterest income | 2,906,000 | 6,071,000 | 12,635,000 | 14,616,000 |
| Noninterest expense | 6,307,000 | 12,607,000 | 19,382,000 | 25,565,000 |
| Provision for loan losses | 750,000 | 1,250,000 | 1,450,000 | 1,750,000 |
| Pretax income | 1,774,000 | 3,721,000 | 8,892,000 | 9,429,000 |
| Income tax | 492,000 | 1,058,000 | 3,115,000 | 3,133,000 |
| Net income | 1,282,000 | 2,663,000 | 5,777,000 | 6,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,052,000 | 65,872,000 | 70,036,000 | 69,059,000 |
| Total capital | 71,952,000 | 72,776,000 | 76,100,000 | 75,587,000 |
| Risk-weighted assets | 548,232,000 | 549,046,000 | 481,770,000 | 518,289,000 |