Call reports 2003
CENTRUE BANK — 2003
What CENTRUE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 582,753,000 | 587,410,000 | 602,646,000 | 611,816,000 |
| Total loans | 354,647,000 | 355,824,000 | 367,051,000 | 379,604,000 |
| Allowance for loan losses | 4,806,000 | 4,816,000 | 5,007,000 | 4,143,000 |
| Securities available for sale | 167,555,000 | 158,860,000 | 171,853,000 | 176,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,429,000 | 463,044,000 | 466,109,000 | 486,847,000 |
| Interest-bearing deposits | 407,032,000 | 397,469,000 | 409,751,000 | 416,125,000 |
| Noninterest-bearing deposits | 61,397,000 | 65,575,000 | 56,358,000 | 70,722,000 |
| Equity capital | 55,291,000 | 56,499,000 | 56,260,000 | 56,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,105,000 | 15,972,000 | 23,919,000 | 31,321,000 |
| Interest expense | 3,118,000 | 6,123,000 | 8,934,000 | 11,796,000 |
| Net interest income | 4,987,000 | 9,849,000 | 14,985,000 | 19,525,000 |
| Noninterest income | 3,053,000 | 6,288,000 | 9,153,000 | 11,733,000 |
| Noninterest expense | 4,868,000 | 9,871,000 | 14,865,000 | 20,161,000 |
| Provision for loan losses | 398,000 | 646,000 | 895,000 | 1,298,000 |
| Pretax income | 2,866,000 | 5,774,000 | 8,590,000 | 10,011,000 |
| Income tax | 919,000 | 1,862,000 | 2,788,000 | 3,195,000 |
| Net income | 1,947,000 | 3,912,000 | 5,802,000 | 6,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,405,000 | 50,422,000 | 51,362,000 | 50,755,000 |
| Total capital | 54,211,000 | 55,238,000 | 56,369,000 | 54,898,000 |
| Risk-weighted assets | 409,151,000 | 436,358,000 | 450,113,000 | 458,770,000 |